Saving Money on Medical Bills

I suppose there are many ways you could choose to save money on medical bills; however, some of those ways could be detrimental to you health...such as not getting treatment for an ailment that requires immediate treatment. There is one thing that I do that does not negatively affect our health and that ends up saving us hundreds of dollars every year on medical expenses. I always pay by credit card over the phone and ask each company if they will give me a discount for paying the amount in full. Surprisingly, most of the time I can get a discount of close to 25% after our insurance has paid (If it was not covered by our insurance, I can usually get close to 50% off)!!! I was doing this the other day, and David asked "Why in the world are you asking for a discount?" I told him that asking for a discount has saved us lots of money in medical bills over the last several years but that the companies won't offer it unless you ask....he was quite impressed! :-)